Important legal disclaimer notice

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Our planning service does not guarantee specific results.

All advice is provided for informational purposes only. Results may vary for each individual.

This website provides information about our subscription-based financial planning service. All content, recommendations, and guidance are intended for general informational purposes and do not constitute legal, tax, or investment advice.

General notice

We aim to provide accurate, up-to-date information, but we do not warrant the completeness or usefulness of the content. Use of this site and its services is at your own discretion and risk.

Limitation of liability

Our liability is limited as permitted by Canadian law. We are not responsible for indirect damages or losses.

We are not liable for any loss or damage resulting from reliance on this website’s content.
Service interruptions, delays, or errors may occur and are not guaranteed against.
Content may change at any time without prior notice or obligation to update.
No assurance is given regarding the accuracy, timeliness, or completeness of third-party information.

Accuracy of information

All information is regularly reviewed, but errors or omissions may occur. Users should independently verify any information before relying on it.

We do not guarantee information will always be current or error-free.

Professional advice

The content on this site is for informational purposes only and should not be considered a substitute for professional financial, legal, or tax advice.

External links

Links to external websites are provided for convenience. We are not responsible for the content or practices of any third-party sites.

Results may vary disclaimer

Every client’s situation is unique, and outcomes from our planning service may differ. No specific results are promised.

Variation in results

Multiple factors influence planning outcomes, so individual experiences may not reflect typical cases.

Financial planning service disclaimer

Our service is designed to provide general insights and ongoing guidance but is not a substitute for professional legal or tax counsel.

No guarantee of financial outcome or performance is provided.
We do not offer investment, tax, or legal advice through this website or service.
Consult a qualified professional regarding your specific situation.

Jurisdiction

This site and our services are governed by Canadian law.

Any disputes or claims related to this site or service are subject to the laws of Canada and the province of Ontario.

The content and agreements are governed by Canadian law.

Users outside Canada are responsible for complying with their local regulations.

Indemnification

Users agree to hold us harmless from any claims arising from use of this site or service.

Severability

If any term is found invalid, the remaining provisions remain in effect.

Modifications

We may update this disclaimer at any time. Please review periodically for changes.

Contact us

Reach out for questions about this disclaimer or our policies.

Email address: content@igavenorius.com

Phone number: +1 (266) 504-3170

Address: 1721 29th Avenue SW, Suite 125, Calgary, AB T2T 1M7 Canada

Effective date: September 8, 2025

Last updated: September 8, 2025